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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Friday, February 13, 2026

It’s That time of year again, taxes. We know, we know—the word "taxes" usually ranks right up there with "root canal" or "unexpected software update" on the list of things people enjoy. But before you bury your head in a pile of...

Tuesday, November 11, 2025

Stay Focused on the Signal It’s fascinating to watch the masters play their game. But don’t mistake their game for yours. The headlines are noise. Your financial goals are the signal. Ready to Tune Out the Noise? When market news causes c

Wednesday, May 22, 2024

A few years ago, there were ads from financial services companies asking, “What’s your number?” The number was the money you needed to retire comfortably. This was an effective way for financial services companies to get people...

Wednesday, May 8, 2024

There isn’t a week that goes by when you don’t read about some data breach. Safeguarding your personal information starts with understanding cybersecurity risks, knowing what to look for, and doing everything you can to help protect...

Tuesday, April 16, 2024

At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules, including the possibility that federal estate and gift tax exemption levels will revert to...

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Tuesday, April 2, 2024

Give your children the gift of financial literacy. They’ll thank you later! As a parent, you are well aware of your responsibility in helping your children grow up happy and healthy. Once they enter their teen years, the pressure can...

Tuesday, March 26, 2024

As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they should tweak their portfolios or sit tight...

Tuesday, March 12, 2024

Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities choose to establish a special needs trust. This can help provide...

Tuesday, February 6, 2024

In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...

Tuesday, January 23, 2024

It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...

Tuesday, January 9, 2024

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...

Wednesday, December 13, 2023

Our latest podcast episode is now available! This week's topic, “How To Reduce The Cost Of College with Roger Lorelle”. Is college now more expensive than buying a home? In the latest episode of “Money Metaphors:...

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Tuesday, November 14, 2023

Here are five powerful business tax deduction strategies you can easily understand and implement before the end of 2023.   Prepay Expenses Using the IRS Safe Harbor   You just have to thank the IRS for its tax-deduction safe...

Tuesday, November 7, 2023

Here’s an easy question: Do you need more 2022 tax deductions? If the answer is yes, continue reading.  Next easy question: Do you need a replacement business vehicle?  If so, you can simultaneously solve or mitigate...

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Monday, July 24, 2023

Stocks moved to the rhythm of earnings season last week, initially rising on positive earnings surprises and faltering later in the week on key earnings disappointments. The Dow Jones Industrial Average rose 2.08%, while the...

Monday, March 6, 2023

 During much of 2020 and 2021, you may have qualified for the Employee Retention Credit (ERC).With the ERC, you found (or could find) tax credits of up to $26,000 per employee. That’s a lot. With 10 employees, that’s...

Monday, March 6, 2023

In any case, as a spouse with no tax-defined earned income, you might want to continue saving for retirement in a tax-favored fashion by making contributions to a traditional or Roth IRA.An IRA set up to receive contributions by a...

Monday, March 6, 2023

I hope this letter finds you well. I wanted to provide you with the latest updates on the business meal deduction for the year 2023 and beyond.As you may already know, there have been some significant changes to the business meal...

Wednesday, January 26, 2022

Monday, December 6, 2021

Remember to consider your Section 199A deduction in your year-end tax planning. If you don’t, you could end up with an undesirable $0 for your deduction amount. Here are three possible year-end moves that could, in the right...

Friday, November 5, 2021

Wow, how time flies! Yes, December 31 is just around the corner. That’s your last day to find tax deductions available from your existing business and personal (yes, personal) vehicles that you can use to cut your 2021 taxes. But...

Friday, November 5, 2021

All small-business owners with one to 49 employees should have a medical plan for their business. Sure, it’s true that with 49 or fewer employees, the tax law does not require you to have a plan, but you should. Most of the tax...

Friday, November 5, 2021

The clock continues to tick. Your retirement is one year closer. You have time before December 31 to take steps that will help you fund the retirement you desire. Here are four things to consider. 1. Establish Your 2021 Retirement Plan...

Friday, November 5, 2021

Do you need a replacement business car, SUV, van, or pickup truck? Do you need tax deductions this year? If you answered yes to both questions, you need to examine this article and get ready to smile. Thanks to the Tax Cuts and Jobs...

Friday, November 5, 2021

When you take advantage of the tax code’s offset game, your stock market portfolio can represent a little gold mine of opportunities to reduce your 2021 income taxes. The tax code contains the basic rules for this game, and once...

Friday, November 5, 2021

As you are nearing year end please consider these strategies for year end tax planning purposes. “As Always, please remember to consult with your tax planning professionals, before acting on any of the strategies discussed...

Friday, November 5, 2021

If you are thinking of getting married or divorced, you need to consider December 31, 2021, in your tax planning. Here’s another planning question: Do you give money to family or friends (other than your children, who are subject...

Friday, September 24, 2021

Hi, this is Jason Coddington with Coddington Wealth Advisors, where we would like to help you Stress Less, Enjoy More and Leave a Legacy. So today we’re going to talk about our logo. Many people ask us, “Jason, what in the...

Thursday, August 26, 2021

On this Vine to Wine video Jason Coddington discusses Bud Break. Also as the vines are just getting started so too should one also take the first step and get started investing.

Thursday, August 26, 2021

The wine, grape-growing season is upon us! So - we created a video series to show just that. Follow along as financial advisor, Jason Coddington walks you through the wine-making process and how each step applies to financial planning...

Friday, August 13, 2021

Do you know how to protect your assets? In this episode, Jason discusses growing grapes as well as protecting them from pests before harvest. In the same way, you should protect your investment assets from unseen events and "pests"...

Wednesday, July 7, 2021

In the first half of 2021, the U.S. economy powered forward faster than nearly anyone had expected. Speed can be exhilarating, but it can also be dangerous. In our view, the overall economic picture remains sound and will likely...

Thursday, June 24, 2021

If 2020 made you fantasize about a trip as soon as travel restrictions were lifted—and you’re still waiting—you aren’t alone. Although 2021 was poised to be a comeback year, it is shaping up to be another summer...

Thursday, June 24, 2021

Many people associate the term "financial wellness" with things like saving for retirement, paying down high-interest debt, or creating an emergency fund. But when you're living with a disability (or caring for a loved one who is...

Thursday, June 24, 2021

For many people, turning 65 provides one of the keys to retirement: access to affordable healthcare. Whether you're enrolling in the Medicare program for the first time or have been a Medicare enrollee for years, it's important to stay...

Friday, June 11, 2021

As we move into June, a path to normalcy is coming quickly with stadiums allowing full capacity, restaurants filling up, and summer vacations in full swing. Meanwhile, the U.S. economy continues to recover remarkably quickly and the...

Monday, June 7, 2021

Graduation is an exciting time for many. But now repaying student loans will start for the new graduates. While some lenders give you a sixth month grace period before you start to repay, starting to pay your loads right away save you...

Thursday, April 29, 2021

Your life insurance needs change as your life changes. When you are young, you may not have a need for life insurance. However, as you take on more responsibility and your family grows, your life insurance needs increase. Your needs...

Thursday, April 29, 2021

529 plans can be a great way to save for college, but they're not the only way. When you're investing for a major goal like education, it makes sense to be familiar with all of your options. Mutual funds Mutual funds are an option to...

Thursday, April 29, 2021

Small business owners should conduct an annual assessment of their personal finances. Owners of small businesses have much the same concerns as everyone else, except they are personally responsible for the fortunes of their enterprise....

Thursday, April 29, 2021

Your financial professional can help you navigate the ever-changing IRS rules... Taxpayers of all ages may be able to claim a deduction on their 2020 tax return for contributions made to their Individual Retirement Account made through...

Thursday, April 1, 2021

Five common retirement planning misperceptions and how to avoid... Many of us remember the phrase “too big to fail” from the 2008 financial crisis and cringe now that its use has been resurrected during the coronavirus...

Wednesday, March 31, 2021

When you invest funds, you are preparing for your retirement and your future. But at the same time, you may also want to consider the impact your money has on the world. Ethical investment strategies seek to balance these two concepts....

Wednesday, March 31, 2021

Whether you've been wondering about boosting your investments' rates of return or are concerned that your financial affairs are a bit too complicated for your next of kin to handle, it may be time to seek advice from a financial...

Wednesday, March 31, 2021

Retirement planning is all about the future, your future. Whether you are classified as a millennial, Gen Xers, women, or you are in your 40s-50s, retirement planning is a must. The key to successful retirement planning is starting...

Wednesday, March 31, 2021

Your financial professional can help you navigate the ever-changing IRS rules... Taxpayers of all ages may be able to claim a deduction on their 2020 tax return for contributions made to their Individual Retirement Account made through...

Wednesday, March 31, 2021

Financial feats that were once unheard of—from investing in cryptocurrency to instantly paying someone through an online payment system—have now become commonplace in many parts of the country. But these sophisticated tasks...

Friday, March 26, 2021

You’re an entrepreneur and you’re not looking back. You’ve opened your own business, whether alone or with other partners, and you’ve found some success. You’ve hired employees, or not, depending on your...

Friday, March 26, 2021

President Biden's $1.9 trillion stimulus package cleared its final hurdle in Congress on Wednesday, March 10, despite no Republicans voting in favor of it. .The plan contains a range of measures such as a further direct round of...

Friday, March 19, 2021

It’s now been over a year since COVID-19 first hit American shores. While the pandemic has affected everyone to varying degrees, we can all agree that everyone’s life is different today than it was a year ago. It’s...

Monday, February 1, 2021

Monday, February 1, 2021

As the COVID-19 pandemic enters its second year, President Joe Biden has begun to outline details of the "American Rescue Plan," a $1.9 trillion relief plan designed to help stem the coronavirus pandemic while giving the U.S. economy a...

Monday, February 1, 2021

Every year, people send 145 million Valentine’s Day cards, making this the second most popular card giving holiday besides Christmas. In the United States, Great Britain, France, Australia, Canada, and a handful of other...

Friday, January 29, 2021

Tax identity theft is when someone steals your Social Security Number, files a tax return with your number, and directs a refund to their own bank account. In other cases, this type of identity theft may involve a scam artist calling...

Tuesday, January 5, 2021

After months of intense debate, the House and Senate voted to pass a second COVID-19 economic stimulus bill and the President has signed it into law.1 At a total cost of $900 billion, this 5,600-page bill1 contains everything from...

Monday, January 4, 2021

For years, you’ve diligently invested in your retirement portfolio, accumulating wealth that you hope will sustain you throughout your Golden Years. To help see that your assets are sufficient to help you support your lifestyle...

Monday, January 4, 2021

The beginning of the year is a great time to set your intentions and establish good habits to ensure you save for your financial goals. Identifying available savings opportunities and prioritizing across accounts can be complex and...

Sunday, January 3, 2021

LPL Research Outlook 2021: Powering Forward is designed to help you navigate a year in which economic conditions may continue to improve dramatically. Like the markets, Outlook 2021 looks ahead. 2021 will bring advances to further...

Monday, November 30, 2020

With the year rapidly coming to a close, and the upcoming tax year looming with uncertainties, you should consider updating your tax strategy to best preserve your assets into the future. Don't wait to make these adjustments. Check out...

Monday, November 30, 2020

2020 has been one of the most unprecedented years in recent history, but some things—like tax contributions and retirement deadlines—don't change much, if at all. And with the uncertainty surrounding just about everything,...

Monday, November 30, 2020

When you're a small business owner, you need to pay extra careful attention to both your business and personal finances. Your financial planning strategies should simultaneously encourage the success of your business while also...

Tuesday, November 17, 2020

When you donate to a charity, you want to know that your donation is going to its highest and best purpose—which means minimizing the tax exposure of the donated assets. One way to accomplish this, whether you're hoping to donate...

Wednesday, November 4, 2020

The American people have voted, casting a record number of ballots under extraordinary circumstances, which is a testament to the enduring resilience of our democracy. Determining the outcome of our elections is a process, but it...

Monday, October 26, 2020

What are appropriate checklists for year-end tax planning? Tax planners often develop checklists to guide taxpayers toward year-end strategies that might help reduce taxes. Typically, suggestions are grouped into several different...

Monday, October 26, 2020

As the end of the year approaches, it's time to consider strategies that could help you reduce your tax bill. But most tax tips, suggestions, and strategies are of little practical help without a good understanding of your current tax...

Monday, October 26, 2020

Wealth can be a mixed blessing -- one that creates great opportunity as well as weighty responsibility -- especially for children. As a parent, grandparent, or concerned relative, you hope to pass on what you have learned about...

Monday, October 26, 2020

Life insurance can be an excellent tool for charitable giving. Not only does life insurance allow you to make a substantial gift to charity at relatively little cost to you, but you may also benefit from tax rules that apply to gifts...

Thursday, October 15, 2020

As the election nears some are fearful of the next President or Congressional control. This month we highlight that, historically, the markets haven’t cared who was president and policy decisions haven’t had the impact as...

Friday, October 2, 2020

As you get older and closer to retirement, your financial practices need to shift slightly as you transition from working and saving to relying on your nest egg. As you approach this stage of your life, you need to take steps to...

Friday, October 2, 2020

Remember, it is never too early to start planning for your future The time to begin planning for your financial future is now. So, when it comes to preparing for retirement, the earlier you start, the better. Here are some steps to...

Friday, October 2, 2020

When you're a small business owner, you need to pay extra careful attention to both your business and personal finances. Your financial planning strategies should simultaneously encourage the success of your business while also working...

Friday, October 2, 2020

Financial planning is an important part of securing your current lifestyle as well as preparing yourself for what you wish to do in your eventual retirement. And while this importance may look different during each stage of your life,...

Friday, October 2, 2020

October is Financial Planning Month, and today is October 4, 2020, numerically represented as 10/4. When you hear the phrase “10-4,” you might be reminded of radio communications, and it means “understood” or...

Thursday, September 17, 2020

We welcome you to another month of Student of the Market. This month, September, 2020, we’ll focus on what’s happening in the stock market with relation to redemption and investors and how much money they’re taking...

Thursday, September 3, 2020

Back to School in a New Way September 3, 2020 Dear Valued Investor: Back to school this year has been different. On the one hand, like other years, it marks the end of summer, the arrival of cooler weather, kids hitting the books again...

Friday, August 28, 2020

One of the most difficult questions for investors to answer right now is how can the US economy be struggling so much while the stock market keeps churning higher? Even harder to answer questions are: When will that gap close and what...

Thursday, August 27, 2020

If you are working on your PPP Loan forgiveness Application you may receive automatic forgiveness if your loan was under $150,000. This article explains the proposed The Paycheck Protection Small Business Forgiveness Act .

Monday, May 18, 2020

Tax's-Saving Tips Tax's Saving Tips

Tuesday, April 14, 2020

The COVID 19 virus has presented one of the greatest challenges we as Americans have faced, but some light is starting to glimmer in the dark tunnel. We don’t really have a playbook for this human crisis, though we are encouraged...

Thursday, April 9, 2020

During this stressful and uncertain time, we are here to help you with understanding all the new resources and financial assistance available for small businesses, as well as certain non-profits and other employers. The following FAQ...

Monday, March 30, 2020

March 30, 2020 The Markets The United States set some records last week. First, we became the epicenter of the COVID-19 pandemic. Popular Science explained: “An increase of 15,000 known cases in just one day pushed the United...

Monday, March 16, 2020

March 16, 2020 The Markets Last week was one for the history books. Mid-week, the World Health Organization (WHO) declared coronavirus a global pandemic. At the time, there were more than 118,000 cases in 114 countries, and the death...

Monday, March 9, 2020

March 9, 2020 The Markets Last week, market volatility reached levels that make many investors uncomfortable. On Monday, the Dow Jones Industrial Average surged higher, delivering its biggest one-day point gain in history. The catalyst...

Friday, March 6, 2020

March 5, 2020 Dear Valued Investor: It’s been a tough week. The number of coronavirus cases have continued to increase globally, and new cases have been confirmed in the United States. Countries are making progress with...

Monday, March 2, 2020

March 2, 2020 The Markets Take a deep breath. We have experienced downturns before. Think back to 2018. During the last quarter of the year, major stock indices in the Unites States suffered double-digit losses, much of it during...

Tuesday, February 25, 2020

In light of recent market Volatility related to the Coronavirus, I wanted to provide you with some resources to review. This link and attachments provide an objective perspective from Brian S. Wesbury - Chief Economist Robert Stein,...

Tuesday, February 18, 2020

February 18, 2020 The Markets Many stock markets around the world moved higher last week. Investors’ optimism in the face of economic headwinds has confounded some in the financial services industry. Laurence Fletcher and...

Thursday, February 13, 2020

The celebration of Valentine’s Day is attributed to Geoffrey Chaucer who wrote a poem about love and St. Valentine in the 1300s. Although this poem did not mention chocolate, the tasty treats have since become a Valentine’s...

Monday, February 10, 2020

February 10, 2020 The Markets Last week, major U.S. indices posted strong gains. That’s welcome news, but the drivers behind share price appreciation appear to have little to do with company fundamentals. Fourth quarter earnings...

Monday, February 3, 2020

February 3, 2020 The Markets Prepare yourself. There is a good chance markets will be volatile in the coming weeks. Precautions designed to slow the spread of the coronavirus may also slow Chinese economic growth and, by extension,...

Monday, January 27, 2020

January 27, 2020The Markets Markets hunkered down last week.News of the coronavirus outbreak in Wuhan, China unsettled investors around the world. The respiratory infection is related to severe acute respiratory syndrome (SARS) and...

Monday, January 13, 2020

January 13, 2020 The Markets It was a nerve-wracking week. Iran fired 22 ballistic missiles at the Ain Al Asad air base near western Iraq and a second base in northern Iraq following last week’s U.S. drone strike that killed a...

Monday, January 6, 2020

January 6, 2020 The Markets About face! 2019 was a remarkable year for investors with many asset classes delivering positive performance. Both the Standard & Poor’s 500 Index, a gauge of U.S. stock market performance, and the Dow...

Friday, January 3, 2020

January 2, 2020 Dear Valued Investor: Happy New Year! What a difference a year makes. One year ago the stock market was plunging and came perilously close to ending what has become the longest bull market ever recorded. In December...

Thursday, December 19, 2019

Super Bowl winners, the length of hemlines, and Sports Illustrated covers – all of these have been used to develop theories about the direction in which stock markets may be headed. Presidential elections and terms have also...

Thursday, December 12, 2019

Would you give up a share of $62 billion? If your answer is no, then you may be a member of the relatively small group of Americans (36 percent) that takes all of the vacation days available to them each year.1 In survey after survey,...

Thursday, December 5, 2019

The Basics of Tax Loss Harvesting You may have heard of tax loss harvesting. Some people harvest losses every year, while others do so only when they have taken significant capital gains or have received more income than expected...

Tuesday, November 19, 2019

November 7, 2019 Dear Valued Investor: Turning the calendar from October to November brought more than trick-or-treaters, pumpkins, and leaves to rake. It also brought a wave of important economic updates that delivered more treats...

Friday, November 8, 2019

Who should you thank this Veterans Day? Throughout the history of America, the men and women of the U.S. Armed Forces have made sacrifices to ensure all citizens of our great country have the freedom to enjoy life, liberty, and the...

Monday, September 23, 2019

September 23, 2019 The Markets There’s a new theory in town. Renowned economist Robert Shiller’s new book suggests investors may be able to predict and prepare for economic events by tracking popular stories. Applying the...

Thursday, September 19, 2019

There is a good possibility that you or your spouse will eventually require some form of long-term care (LTC). According to the Centers for Medicare & Medicaid Services, at least 70% of people aged 65 or older will require some form of...

Thursday, September 12, 2019

Its effect is subtle, yet significant. In retirement, you face a quiet financial threat. Over time, inflation may erode your purchasing power. Even mild inflation eventually reduces the value of a dollar. If consumer prices rise just...

Monday, September 9, 2019

September 9, 2019 The Markets Remember the movie Groundhog Day? Bill Murray’s character is a crotchety newsman who lives the same day over and over again. After exhausting other options, he chooses self-improvement and eventually...

Thursday, September 5, 2019

Just about anyone who's ever watched a child or grandchild go from the crib to kindergarten and beyond has uttered the phrase, "They grow up so fast." Although you can't really freeze a youngster's precious moments in time, you can...

Thursday, August 29, 2019

Many adults are finding that their aging parents are in need of health care assistance. Luckily, there are many options available today to help your parents grow old gracefully, either in their own home or in a facility, and several...

Thursday, August 22, 2019

Market timing is an investing strategy in which the investor tries to identify the best times to be in the market and when to get out. A big risk of market timing is missing out on the best-performing market cycles; missing even a few...

Thursday, August 15, 2019

The Social Security Administration (SSA) has had, since 2014, an online option (called my Social Security) for receiving annual benefit statements -- however, if you do not wish to open an account, you may still estimate your Social...

Thursday, August 8, 2019

One of the first steps you’ll take in the estate planning process is determining how much planning you’ll need to undertake. Two key components of your initial needs evaluation are an estate analysis and a settlement cost...

Wednesday, August 7, 2019

During the past week, stock prices dropped sharply on fears the trade dispute between the U.S. and China had escalated. Investors woke to the news on Monday, August 5, that the People’s Bank of China had manipulated its currency...

Thursday, August 1, 2019

When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type -- and the potential return associated with your retirement portfolio -- can help you...

Thursday, July 25, 2019

Its almost that time of year again, starting a new school year so we wanted to show our support to our community and help with some back to school shopping. We are happy to help donating school supplies to KCAPS where they will be able...

Thursday, July 25, 2019

Conventional wisdom says that life insurance is sold, not purchased. In other words, some people are reluctant to discuss the importance of owning life insurance, and others are simply unaware of the need to have life insurance....

Thursday, July 18, 2019

First the car broke down, then the dishwasher stopped working, and now the dog is sick. Sometimes the old proverb, "It never rains but it pours," seems to ring a little too true. When you need money to pay large, unexpected bills,...

Thursday, July 11, 2019

Creating a solid financial foundation can help investors stay focused no matter how the markets are performing.

Wednesday, July 10, 2019

Steps to reaching financial wellness include having a budget, an emergency fund, a good credit score, and retirement savings. If you don't have a financial plan, that question may be hard to answer. To achieve financial wellness, you...

Tuesday, April 9, 2019

Tip: How Much? Check your Social Security earnings and see an estimate of your benefits on the website, www.ssa.gov. Social Security’s been a fact of retirement life ever since it was established in 1935. We all think we know how...